A Broken Payment Process Loses P% of Sales
worldwide in 2025$4.6 trillion in online sales, was lost due to users abandoning their carts. Part of this was due to payment options being complex or unreliable (Baymard Institute, 2025).
Your customers want:
One click payment
Local methods such as Credit Card, Money Order and Cash on Delivery
compulsory in Turkey3D Secure
Like Apple Pay and Google Paymobile wallets
ABVTV to WooCommerce sitesPayTR, iyzico, Stripe, PayPal and more than 10 payment gatewaysWe add.
this systemKVKK and PCI-DSS compliantAndAvailable in 7 dayswill be.
Every store is different; For example, the needs of a boutique that receives 50 orders per month and a dropshipper that receives 5,000 orders are different.
This guide explains how we integrate payment, what we offer, and how you need to prepare so your store can sell like Amazon.
1. Why Professional Payment Integration is Important
| Risk | No Professional Installation | via ABVTV |
|---|---|---|
| Cart Abandonment | complex flow | One-click payment saved cards |
| Fraud | No 3D Secure | Full fraud protection |
| KVKK Incompatibility | High fine (₺9M) | KVKK |
| Foreign Exchange Problems | Incorrect TRY/EUR/USD conversion | Automatic currency conversion |
| Refund | Manual and mixed | Via dashboard with one click |
Result: Customers after integration(completes checkout more frequently.
2. Employee Payment Gateways in Türkiye and Around the World
| gateway | What He's Best at | Features |
|---|---|---|
| iyzico | Turkish SMEs | 3D Secure, Installment, Wallet |
| PayTR | Stores with many customers | Anti-fraud AI, Subscription |
| Stripe | Global sales | 135 currencies, Apple Pay, SEPA |
| PayPal | international trust | Pay in 3, Venmo |
| Shopier | social selling | Payment via link |
| Wire Transfer/EFT | Local B2B | Bank matching is automatic |
| Payment at the Door | High AOV control | COD fee management |
ABVTV Standard:iyzico PayTR Wire Transfer is added for Türkiye and Stripe for the USA and EU.
3. Our 7-Day Integration Process
Day 1: Requirements and Compliance Check
What to Send: Tax Number / Company Documents, Bank IBAN, SSL Certificate (Let's Encrypt is free)
Check: PCI-DSS compliance, KVKK checkboxes, 3D Secure ready
Day 2: Payment Account Setup
Opening a merchant account on iyzico or PayTR
Get Public/Private API keys
Turning on test mode (sandbox)
Day 3: WooCommerce Installation
Installing official WooCommerce plugins: iyzico WooCommerce, PayTR WooCommerce
Settings:
Currency: TRY (default)
Installment: 12 months (bank based)
3D Secure: Mandatory for all cards
Day 4: UX and Design
Clean, mobile-first checkout page and progress bar with Elementor
Saved card tokenization
Payment icons and trust badge in footer/cart (iyzico Protected, 3D Secure, SSL)
Day 5: Advanced Features
Installment Table:Dynamic by bank
Fast Payment:Apple Pay, Google Pay
Subscription Payments:PayTR API
Multiple Currencies:WooCommerce Currency Switcher
Day 6: Real Card Test
50 scenarios: Approval, rejection, 3D fail
Full and partial refund
COD Remittance tests
₺1 real transaction (test with refund)
Day 7: Live Broadcast
Switch to live mode
Showing payments, returns and reports with a video guide
30 days support
4. Security and Compliance
| Need | ABVTV Solution |
|---|---|
| PCI-DSS | Tokenization, card information does not reach your server |
| 3D Secure | 3D Secure 2.0 for all TR cards |
| KVKK | Checkbox and data policy |
| SSL | Let's Encrypt automatically renews |
| Fraud | PayTR Risk Shield, iyzico AI |
Your card informationnever reaches your server, 0 is safe.
5. Installment System in Turkey
Example: 12-month installment table, Garanti BBVA
3 Installments: 0%
6 Installments: 3.9%
12 Installments: 8.7%
Dynamic by bank
Hide (<₺300) or add surcharge for low AOV
6. Mobile and Wallet Payments
Apple Pay: Stripe integration (1 line of code)
Google Pay: Stripe/iyzico
mobile checkoutB is faster
7. Returns, Payments and Reporting
One-click return (via WooCommerce)
Payment calendar: iyzico T 2, PayTR T 1
Daily sales report: email, PDF invoice
8. Multi-Currency and Global Sales
IP auto detection → EUR/USD display
Exchange rates: ECB real time
Redirection: TR card → iyzico, EU card → Stripe, US card → PayPal
9. Common Mistakes and Solutions
No 3D Secure → Risk of chargeback → 3DS applied
No test mode → Real fees → Sandbox first
Immutable API key → Vulnerability → Secure sharing
10. ABVTV 7 Day Integration Plan
| Day | Duty | Vehicle |
|---|---|---|
| 1 | Document and compliance control | PDF form |
| 2 | iyzico/PayTR account setup | Merchant panel |
| 3 | Plugin installation | WooCommerce checkout page |
| 4 | Design | Elementor |
| 5 | Installment, wallet and multi-currency | Code |
| 6 | 650 test operations | sandbox cards |
| 7 | Live broadcast and training | Loom video |
11. Customer Success Stories
Whuman (Fashion E-Commerce)
120 products, installment payment with PayTR iyzico Cash on Delivery
3,200 orders/month
� customers completed checkout
“Customers love the installment table”
Royal Caviar Cream (Global Luxury)
Stripe (EU) PayTR (TR)
Apple Pay and multi-currency
8 orders per day from EU, €14,000/month with Stripe, no chargeback
12. 5-Minute Do's for Preparation
Open an account at iyzico.com or paytr.com
Get Merchant ID or Customer ID
Share API keys securely (LastPass)
Installment, COD etc. note the features
Confirm testing
Free Checklist:Payment Preparation PDF
13. 2026 Payment Trends
Biometric Payments:Fast fingerprint and facial recognition
BNPL (Buy Now, Pay Later):AOV increase
Crypto Payments:Small markets, Coinbase
PSD2:Open banking in the EU, GoCardless
14. Payment Integration FAQ
Q: Is 3D Secure mandatory in Turkey?→ Yes
Q: Can installments be given without additional fees?→ Yes, banks pay during the promotional period
Q: If a foreign card is used→ Automatic routing with Stripe and DCC
Q: When will the payment be received?→ iyzico: T 2 | PayTR: T 1 | Stripe: 7 days
Turn your customers into paying customers.
A hassle-free checkout is no longer an “option” but a necessity.
With ABVTV Payment Integration:
PayTR, iyzico and Stripe work smoothly
Installment, 3D Secure and mobile wallets are ready
Available in 7 days
No surprises with special offer
Beginning:
Submit your merchant information
Get a free audit of your integration
Start with professional checkout
Communication: info@abvtv.net
PayTR integration, 3D Secure, installment payment, Stripe Turkey, payment on delivery, e-commerce checkout, PCI-DSS compatible payment, WooCommerce payment gateway, iyzico WordPress
Whuman, Royal Caviar Cream and more than 80 Turkish online stores trust us.
